United Bankshares, Inc.

UBSI · NASDAQ

Market closed$47.58$-0.640000 (-1.33%)After hours $47.58 · 0.00%

Key statistics

Previous close$48.22
Open$47.86
Day high$48.20
Day low$47.17
52-week high$48.22
52-week low$34.10
Market cap6.56B
Volume1.27M
Average volume927.76K
P/E ratio13.33
Forward P/E
EPS3.57
Dividend yield+3.17%

Market context

Why it moved

UBSI shares edged lower amid broad regional banking sector weakness, with peer banks like Columbia Banking System also declining on the day and no specific positive catalysts to support the stock's prior close.

What is happening

Recent company-specific developments and publisher coverage.

July 17, 2026United Bankshares closed modestly lower after pulling back from a fresh 52-week high of $48.22, as the broader financial sector faced headwinds from a risk-off tone driven by escalating U.S.-Iran tensions and a tech-led selloff. The pullback follows a strong rally earlier in the week when UBSI jumped ~2.8% alongside regional bank peers on softer-than-expected June CPI data (3.5% vs. 3.8% expected), which cooled Fed rate-hike fears and improved sentiment toward rate-sensitive lenders. Investors are also eyeing UBSI's upcoming Q2 earnings against a constructive regional bank backdrop, with peers like M&T Bank and Citizens Financial beating estimates, while Raymond James maintains an Outperform rating with a $49 price target following UBSI's strong Q1 beat ($0.89 EPS vs. $0.59 a year prior).

-1.3273

July 16, 2026United Bankshares rallied to a fresh 52-week high, lifted by softer-than-expected June CPI data (3.5% vs. 3.8% expected) that eased rate-hike fears and sparked a broad regional bank rally. The move aligns with strong Q2 earnings momentum across the sector — peers like M&T Bank and Citizens Financial Group beat estimates — while Raymond James maintains an Outperform rating with a $49 price target following UBSI's own Q1 earnings beat. Despite some skepticism from analysts citing below-peer NII growth and modest EPS expansion, the stock's 32% one-year gain and 37 consecutive years of dividend increases continue to underpin investor confidence.

3.2662

July 15, 2026United Bankshares edged higher, trading near its 52-week high as the broader regional banking sector rode positive momentum from strong Q2 earnings across major banks. Big bank results from JPMorgan, Goldman Sachs, Bank of America, and Citigroup all beat expectations, lifting financial sector sentiment, while a softer-than-expected June CPI report (3.5% vs. 3.8% forecast) boosted rate-sensitive bank stocks. Analysts note regional banks are 'finally making a comeback,' with the iShares U.S. Regional Banks ETF up ~14.5% YTD.

1.0825

July 14, 2026United Bankshares closed essentially flat as investors focused on the broader regional banking sector narrative heading into a pivotal earnings week. With seven regional banks reporting results this week and the iShares U.S. Regional Banks ETF up ~14.56% year-to-date, the sector has staged a steady comeback despite a challenging lending environment. A softer-than-expected June CPI print provided a tailwind for financials broadly, though renewed Iran-driven oil price pressures and Fed rate hike uncertainty under Chair Kevin Warsh kept sentiment cautious for rate-sensitive regional lenders.

0.0867

July 14, 2026United Bankshares closed essentially flat as investors focused on the broader regional banking sector's earnings outlook heading into a pivotal week. With major bank Q2 results kicking off July 14 and regional peers like Truist and Fifth Third Bancorp on deck later in the week, sentiment around regionals remains cautiously constructive — the KRE regional banking ETF recently hit all-time highs and XLF has gained ~16% since late March. Macro headwinds linger, however, as renewed U.S.-Iran hostilities pushed oil prices sharply higher and stoked inflation concerns, while Fed Chair Warsh's push toward less policy guidance adds uncertainty to rate-sensitive regional lenders' net interest margin outlook.

0.0867

July 10, 2026United Bankshares edged higher, recouping some ground after a 3.5% weekly pullback, as investors weighed the bank's compelling valuation — trading at a 12.4x P/E versus a 15.7x peer average, with a DCF estimate of $64.98 implying significant upside — against a challenging macro backdrop. Fed minutes hinting at potential rate hikes and renewed US-Iran tensions driving oil and bond yields higher have broadly pressured interest-sensitive regional bank stocks, though UBSI's solid fundamentals, 40.9% net profit margin, and 23.4% one-year total return keep longer-term sentiment constructive ahead of Q2 bank earnings season.

1.3907

July 8, 2026United Bankshares declined as a broader risk-off selloff hit U.S. financials after President Trump declared the Iran peace framework 'over,' sending oil prices surging over 5% and rattling equity markets. The XLF financial sector ETF also closed lower amid rising Treasury yields—the 30-year breaching 5%—and mounting uncertainty over Fed policy ahead of June FOMC minutes, headwinds that weigh directly on regional banks' net interest margins and loan demand. With Q2 earnings season approaching, UBS Group cautioned that regional banks trading near 11x forward P/E face elevated entry thresholds and deposit cost pressures if the Fed delivers a rate hike.

-1.8205

July 7, 2026United Bankshares closed essentially flat, edging up modestly as the broader regional banking sector navigates a pivotal macro backdrop ahead of Q2 earnings season and the release of Fed minutes. Investors are watching for rate signals from the Fed's June meeting minutes due this week, with futures markets pricing roughly even odds of a hike by September—a key variable for net interest margin-sensitive regional lenders like United. UBSI, which trades near its 52-week high of $47.24 and has gained roughly 23% over the past year, continues to draw attention for its 52-year consecutive dividend increase streak and $33B asset base, while the XLF financial sector ETF also closed near its 52-week high.

0.2372

Simply Wall Street · July 18, 2026Is United Bankshares (UBSI) Fully Valued As Softer Inflation Lifts Rate Cut Hopes?Seeking Alpha · July 17, 2026United Bankshares: Time To Cash That Check (Downgrade) (NASDAQ:UBSI)Simply Wall Street · July 17, 2026How Easing Fed Rate Fears and Bank Earnings Will Impact United Bankshares (UBSI) InvestorsStock Titan · July 15, 2026Union Bankshares’ Book Value Reaches $18.28 as Assets Hit $1.56BNews and Sentinel · July 14, 2026United Bankshares touts 2025 success at annual shareholders meetingMoomoo · July 1, 2026Raymond James Maintains United Bankshares(UBSI.US) With Buy Rating, Raises Target Price to $50The Business Journals · June 22, 2026United Bankshares CEO Rick Adams Jr. charts new growth path after decades of acquisitionsBusiness Wire · May 13, 2026United Bankshares, Inc. Holds Annual Meeting of Shareholders
Benzinga · July 1, 2026Raymond James Maintains Outperform on United Bankshares, Raises Price Target to $50
Mt Newswire · July 1, 2026Raymond James Adjusts Price Target on United Bankshares to $50 From $49, Maintains Outperform Rating
Benzinga · June 24, 2026Hovde Group Initiates Coverage On United Bankshares with Market Perform Rating, Announces Price Target of $49
Mt Newswire · June 24, 2026Hovde Group Initiates Coverage on United Bankshares With Market Perform Rating
Mt Newswire · May 13, 2026United Bankshares Keeps Quarterly Dividend at $0.38 per Share, Payable July 1 to Holders of Record as of June 12
Mt Newswire · April 27, 2026Raymond James Lifts Price Target on United Bankshares to $49 From $47, Keeps Outperform Rating
Mt Newswire · April 23, 2026United Bankshares Q1 Earnings, Revenue Rise
Mt Newswire · April 23, 2026Earnings Flash (UBSI) United Bankshares Posts Q1 EPS $0.89, vs. FactSet Est of $0.85

Peers