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SoFi Technologies, Inc.

SOFI · NASDAQ

Market closed$17.28$-0.040000 (-0.23%)After hours $17.39 · +0.64%

Key statistics

Previous close$17.28
Open$16.91
Day high$17.57
Day low$16.47
52-week high$32.73
52-week low$14.92
Market cap22.17B
Volume89.97M
Average volume76.64M
P/E ratio39.27
Forward P/E12.48
EPS0.44
Dividend yield0.00%

Market context

Why it moved

SOFI edged slightly lower as macro headwinds persist, with the Fed confirming no rate cuts in 2026 weighing on sentiment ahead of the company's upcoming Q2 earnings report, despite analysts maintaining an average price target well above the current level.

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What is happening

Recent company-specific developments and publisher coverage.

July 20, 2026SoFi Technologies shares are trading essentially flat in pre-market, edging up modestly to $17.34 after closing the prior session near $17.32, with volume already running above average following a rough prior week that saw shares fall roughly 8%. Investor attention is being balanced by multiple crosscurrents: continued institutional accumulation from firms including Goldman Sachs upgrading its price target to $21 and CEO Anthony Noto's open-market share purchases signaling insider confidence, against a macro backdrop of escalating US-Iran tensions driving oil higher and broader financial sector uncertainty. SoFi's Q1 revenue beat ($1.09B vs. $1.05B est., +42.6% YoY) and FY2026 EPS guidance of $0.60 underpin the bull case, while the consensus Hold rating and $22.78 average price target suggest analysts see meaningful upside but remain cautious amid lingering accounting concerns raised by a March short-seller report.

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July 18, 2026SoFi Technologies closed essentially unchanged as investors weigh an upcoming Q2 earnings report on July 29, with analysts noting the company could beat expectations yet still sell off — a dynamic fueled by already-elevated consensus estimates aligned with management's ~30% revenue growth guidance. The stock has faced headwinds from a broader risk-off environment, with semiconductor and tech stocks leading declines amid escalating U.S.-Iran tensions and AI spending concerns, while Wall Street's consensus remains a cautious "Hold" with an average price target of $22.78 — well above current levels.

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July 17, 2026SoFi Technologies closed down about 3% as investors positioned cautiously ahead of the company's Q2 earnings report scheduled for July 29, with a key concern being the expected drag from a major client loss in its Technology Platform segment. The broader market backdrop was also challenging, with tech and growth stocks under pressure from rising AI valuation concerns, and Morningstar noting financial services as the second-worst-performing sector over the past year amid fears of AI disruption in fintech. Despite the pullback, analyst consensus holds a $22.78 price target—well above current levels—and Goldman Sachs recently raised its target to $21, while bulls point to SoFi's 42.6% year-over-year revenue growth and expanding financial services membership base as reasons for optimism.

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July 16, 2026SoFi Technologies declined amid a mixed session for financial stocks, even as broader sector peers benefited from blowout Q2 earnings from JPMorgan, Goldman Sachs, and Bank of America. Investor attention is increasingly focused on SoFi's own Q2 report due July 29, with analysts watching for a reacceleration in non-lending revenues and continued member growth momentum — the company added 1.1 million new members in Q1, bringing total membership to 14.7 million, up 35% YoY. The financial sector ETF (XLF) approached 52-week highs on big-bank earnings strength, while SOFI lagged, weighed by a Wall Street consensus Hold rating, a reduced average analyst price target of ~$22.78, and concerns around the loss of a major Technology Platform client. Still, bullish factors remain: management guided for ~30% YoY adjusted net revenue growth in Q2, CEO Anthony Noto made open-market share purchases in May, and SoFi's recent selection as one of five brokerages offering SpaceX IPO access has spotlighted its investing platform.

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July 15, 2026SoFi Technologies closed higher, outperforming the broader financial sector (XLF), as investors positioned ahead of the company's Q2 earnings report due July 29. The session's positive momentum was aided by a cooler-than-expected June CPI print (3.5% YoY), which lifted rate-sensitive fintech names, while strong Q2 results from major Wall Street banks — including JPMorgan, Citigroup, and Goldman Sachs — bolstered the broader financial services backdrop. Investor attention is increasingly focused on SoFi's upcoming quarter, where analysts are watching for reacceleration in non-lending revenue, continued member growth (up 35% YoY to 14.7M in Q1), and management's guidance on its Technology Platform business following the loss of a major client. Goldman Sachs recently raised its price target to $21, and the consensus target sits at $22.78, implying meaningful upside from current levels. Options activity remains bullish-skewed, with call options comprising nearly 78% of the 441K contracts traded on July 13.

2.3166

July 14, 2026SoFi Technologies fell amid a broad market selloff driven by renewed U.S.-Iran military strikes that sent oil prices surging over 4% and rattled risk sentiment, with the financial sector (XLF) also closing lower. Company-specific context remains mixed: Goldman Sachs recently set a $21 price target, analysts maintain a consensus Hold with an average target of $22.78, and investors are eyeing SoFi's recent acquisition of AI investing agent Composer and its growing membership base of 14.7 million as potential catalysts — even as insider selling by the CTO and EVP in June and elevated credit risk concerns heading into major bank earnings weigh on sentiment.

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July 11, 2026SoFi Technologies closed modestly higher, buoyed by a wave of company-specific catalysts that kept the fintech in focus. Goldman Sachs raised its price target from $17 to $21 (while maintaining Neutral), citing continued strong execution, as SoFi expands beyond consumer lending with the launch of SoFi Small Business Loans and gains visibility through its participation in the Trump Accounts program — which has enrolled nearly six million children and could attract $100 billion in private contributions. With Q2 earnings due July 29 and analysts forecasting ~$1.11B in revenue, investors are weighing the growth narrative against a consensus Hold rating and the stock's significant pullback from its 52-week high of $32.73.

0.8593

July 10, 2026SoFi Technologies surged on a confluence of positive catalysts, with Goldman Sachs raising its price target from $17 to $21 (maintaining Neutral) and the company gaining visibility as a corporate backer of the Trump Accounts program—where nearly six million children have enrolled and one prominent investor projected $100 billion in private contributions over the next year. Additional momentum came from the recent launch of SoFi Small Business Loans and the AI-powered Composer investing platform, reinforcing the bull case that SoFi's capital-light product expansion could drive fee-based revenue growth ahead of its Q2 2026 earnings report scheduled for July 29.

5.0197

Simply Wall Street · July 18, 2026SoFi (SOFI) Stock Looks Overvalued At Today’s PriceTIKR.com · July 17, 2026SoFi Technologies Posted Its Best Quarter Ever. The Stock Is Still Down 42% From Its High.Foreign Policy Journal · July 16, 2026SoFi Technologies (NASDAQ: SOFI) Stock Price Drops 29.5% In Six Months But Two Key Metrics Signal Long-Term StrengthStocksToTrade · July 16, 2026SOFI Stock Pulls Back As Bulls Test New SupportBusiness Wire · July 1, 2026SoFi Schedules Conference Call to Discuss Q2 2026 ResultsSoFi Investor Relations · June 30, 2026SoFi Introduces Small Business Loans to Help Members Pursue Their Business AmbitionsBusiness Wire · June 23, 2026Introducing Composer by SoFi: AI-Powered Investing From Idea to ExecutionStocktwits · May 12, 2026What’s Fueling SOFI Stock’s Sudden Turnaround After 3 Weeks Of Selling?
Benzinga · July 10, 2026SoFi Stock Is Trending Friday — Here's Why
Benzinga · July 9, 2026Goldman Sachs Maintains Neutral on SoFi Technologies, Raises Price Target to $21
Benzinga · July 9, 2026Tesla, Nvidia, Amazon Power SoFi's New Monthly Income ETF
Benzinga · July 9, 2026SoFi Stock Is Advancing Thursday: What's Driving The Move?
Benzinga · July 9, 2026Trump Accounts Could Attract $100 Billion in New Private Commitments, Brad Gerstner Predicts: 'We Have Tens of Billions… We Haven't Announced'
Benzinga · July 6, 2026What's Driving Strength in SoFi Stock?
Benzinga · July 1, 2026What's Going on With SoFi Technologies Stock Wednesday?
Benzinga · June 26, 2026SoFi Stock Is Moving Higher: What's Going On?

Peers

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