Taichung Commercial Bank Co., Ltd.
2812.TW · TAI
Company research
Taichung Commercial Bank Co., Ltd. (2812.TW) is a Taiwan-based regional commercial bank headquartered in Taichung, Taiwan, originally established in 1953 and listed on the Taiwan Stock Exchange since 1984. The bank offers a comprehensive range of financial services, including deposit products, mortgage and consumer loans, corporate finance, international trade financing, foreign exchange, wealth management, trust services, and digital banking solutions such as online and mobile banking. Serving primarily retail clients, small and medium-sized enterprises, and corporate borrowers across Taiwan, the bank operates an extensive domestic branch network of over 84 branches, supplemented by an offshore banking unit and an overseas branch in Labuan, Malaysia. Under the leadership of CEO Yi-Yuan Tung, Taichung Commercial Bank continues to be a key financial institution in central Taiwan, generating revenue primarily through net interest income and fee-based services with a market capitalization of approximately TWD 123 billion.
Research reports
This structured equity analysis page provides a fundamentals-driven view of Taichung Commercial Bank, highlighting strong profitability (TTM net margin around 44%, gross margin 100%) and stable low share-price volatility alongside one-year share performance that modestly outpaced the Taiwan banks industry but lagged the broader market, and invites investors to compare valuation and fair value versus peers while summarizing key risk checks and capital structure metrics.
Fitch Ratings · June 15, 2026Fitch Affirms Taichung Commercial Bank at 'BBB'/'A+(twn)' Outlook StableThis credit rating action commentary maintains Taichung Commercial Bank’s investment-grade issuer and national ratings with a Stable outlook, providing Fitch’s rationale for the affirmation and outlining the main drivers of the bank’s credit profile and the macro and regulatory risks relevant to Taiwan’s banking sector that could influence future rating movements.