Visa Inc.
V · NYSE
Analyst ratings
strong_buy · 14 ratings
| Date | Firm | Action | Rating | Price target |
|---|---|---|---|---|
| July 15, 2026 | BMO Capital | Maintains | Outperform | $387.00 |
| July 7, 2026 | Baird | Maintains | Outperform | $412.00 |
| May 12, 2026 | Truist Securities | Maintains | Buy | $371.00 |
| April 30, 2026 | Macquarie | Maintains | Outperform | $420.00 |
| April 29, 2026 | UBS | Maintains | Buy | $410.00 |
| April 29, 2026 | Oppenheimer | Maintains | Outperform | $403.00 |
| April 29, 2026 | Evercore ISI Group | Maintains | In-Line | $350.00 |
| April 29, 2026 | Cantor Fitzgerald | Reiterates | Overweight | $400.00 |
| April 24, 2026 | Truist Securities | Maintains | Buy | $361.00 |
| April 14, 2026 | Citigroup | Maintains | Buy | $400.00 |
| April 1, 2026 | Evercore ISI Group | Maintains | In-Line | $340.00 |
| March 31, 2026 | UBS | Maintains | Buy | $390.00 |
| February 17, 2026 | Freedom Broker | Upgrades | Buy | $375.00 |
| January 30, 2026 | RBC Capital | Reiterates | Outperform | $395.00 |
| January 30, 2026 | Macquarie | Maintains | Outperform | $410.00 |
| January 30, 2026 | Morgan Stanley | Maintains | Overweight | $411.00 |
| January 30, 2026 | Cantor Fitzgerald | Reiterates | Overweight | $400.00 |
| December 23, 2025 | Freedom Broker | Maintains | Hold | $360.00 |
| December 8, 2025 | HSBC | Upgrades | Buy | $389.00 |
| October 29, 2025 | Macquarie | Maintains | Outperform | $410.00 |
| October 29, 2025 | UBS | Maintains | Buy | $425.00 |
| October 29, 2025 | Raymond James | Reiterates | Outperform | $408.00 |
| October 6, 2025 | Baird | Maintains | Outperform | $410.00 |
| September 19, 2025 | Freedom Broker | Downgrades | Hold | $345.00 |
Valuation: Is Visa fairly priced or overvalued at current multiples?
Visa trades well below its historical forward earnings multiple, making it an attractively valued, high-quality franchise. With projected mid-teens EPS growth and a wide competitive moat, analysts argue the current multiple represents a compelling long-term entry point for a durable compounder.
At a P/E of ~28–31x, Visa's free cash flow yield of just 3.35% falls short of the 5% threshold many value-oriented investors require. InvestingPro flags the stock as overvalued relative to its Fair Value, and macro-focused analysts like Dalio assign only partial conviction given elevated multiples.
Sustainability of revenue growth heading into fiscal 2027
Baird, BMO Capital, and Autonomous Research all raised price targets ahead of Visa's Q3 earnings, expecting a revenue and EPS beat of more than 1% and a slight upward revision to fiscal 2026 guidance. Analyst Matthew O'Neill sees double-digit revenue growth and mid-teens EPS gains as sustainable for the foreseeable future.
Concerns are mounting around tough year-over-year comparisons for value-added services and pricing after a strong fiscal 2026. Baird itself cautioned that the stock could pause as investors digest fiscal 2027 guidance, and EBITDA growth is modeled to slow to around 10% before potentially reaccelerating.
Long-term upside potential vs. near-term price ceiling
TIKR's mid-case model prices Visa at $687 by September 2030, implying a 90% total return and ~16% annualized gain. Financhill's 52-week forecast of $437 is supported by 18 years of historical data showing the stock rising in 16 of 18 years, with an 88.89% historical accuracy rate.
Wall Street's consensus target of roughly $399–$401 implies only ~10% upside from current levels, and the tight band between the $330 low and $450 high targets signals limited disagreement about the stock's near-term ceiling. The modest spread suggests analysts see constrained appreciation potential in the next 12 months.